Are you struggling to negotiate with the bank or county on a foreclosure or tax-delinquent property? It can be a daunting task, but there are steps you can take to try to resolve the situation on your own.
Gather all relevant financial documents, including income statements, bills, and any correspondence with the lender or county.
Proactively reach out to discuss your situation. Be honest and provide all necessary documentation.
- Loan Modification: Request an adjustment to your loan terms to make payments more manageable.
- Repayment Plan: Set up a plan to catch up on missed payments over time.
- Forbearance: Temporarily reduce or pause payments if you have a short-term financial hardship.
- Tax Payment Plans: Negotiate a payment plan with the county for tax-delinquent properties.
Discuss with the lender the possibility of a Loan Modification program.Consult with a financial advisor, housing counselor, or attorney to understand your options and rights better.
Keep detailed records of all communications and agreements with the bank or county.
Take back control of your situation by controlling the negotiated selling price of your home so you can keep all of the equity above the mortgage payoff, put cash in your pocket, stop the harassment, stress and worry. Take back control. Call Cash 4 Homes VA today at (434)338-6500.
Receive a no-obligation cash offer quickly, often within 24-48 hours.
We buy properties as-is. There’s no need to spend money on repairs or renovations
A swift sale can help you avoid the further financial and credit impacts of foreclosure or tax seizure.
Maximize your return by eliminating extra costs associated with traditional sales.
Choose a closing date that suits your needs. We handle all the paperwork, making the process seamless.
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